Kingwood, Atascocita and Humble real estate and homes for sale in Texas - Dayna Simon, REALTOR® Dayna Simon REALTOR(r) for Kingwood, Atascocita and Humble, Texas real estate - NUMBER1EXPERT™ Dayna Simon NUMBER1EXPERT(tm) for Kingwood, Atascocita and Humble, Texas real estate
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Dayna Simon, REALTORŪ, real estate agent and broker for Kingwood, Atascocita and Humble Texas home listings, property and land for sale - NUMBER1EXPERT(tm)





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Weather: Kingwood, Atascocita and Humble Texas home buying, real estate listings, and homes for sale in Harris County, TX
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Kingwood, Atascocita and Humble Weather 

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Enjoy a sun-filled Texan life! The climate for the greater Houston area, including Kingwood, Humble and Atascocita, allows for outdoor recreation all year long and is classified as typically mild. The summer months can get quite warm with the temperatures soaring into the 90s with relatively high humidity. However, you get to enjoy mild winters with less than a month of temperature dipping below 32 degrees. In the past 65 years there have only been 13 measurable snowfalls recorded for this area.  

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
What little-known folk remedy is said to help keep bats away from your home?

A 
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats!
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Dayna Simon, REALTORŪ, real estate agent and broker for Kingwood, Atascocita and Humble Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Dayna Simon
RE/MAX Associates Northeast II

18700 W. Lake Houston Pkwy
Humble
TX, 77346
Direct: 281-639-5878
Office: 281-812-9400
Email: DaynaSimon@NUMBER1EXPERT.com

Dayna Simon is a top producer for RE/MAX Associates Northeast in Kingwood. She is a native of Louisiana, to which she attributes her southern friendliness. Prior to Real Estate, Dayna was an emergency room nurse. She is compassionate, attentive to detail, and able to help her clients with SMOOTH moves. Her passion as a Realtor is not just to sell a home but to create raving fans and customers for life! She is a mother of three, and if not selling Real Estate you will probably find Dayna at some area sporting event such as football, basketball, baseball, or Lacrosse. Call Dayna if you are moving in the Kingwood, Atascocita, Northeast Houston area.


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