Kingwood, Atascocita and Humble real estate and homes for sale in Texas - Dayna Simon, REALTOR® Dayna Simon REALTOR(r) for Kingwood, Atascocita and Humble, Texas real estate - NUMBER1EXPERT™ Dayna Simon NUMBER1EXPERT(tm) for Kingwood, Atascocita and Humble, Texas real estate
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Dayna Simon, REALTORŪ, real estate agent and broker for Kingwood, Atascocita and Humble Texas home listings, property and land for sale - NUMBER1EXPERT(tm)





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Mortgage Prequalification: Kingwood, Atascocita and Humble Texas home buying, real estate listings, and homes for sale in Harris County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Kingwood, Atascocita and Humble REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What is the least affordable metropolitan housing market in the United States?

A 
California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation.
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Dayna Simon, REALTORŪ, real estate agent and broker for Kingwood, Atascocita and Humble Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Dayna Simon
RE/MAX Associates Northeast II

18700 W. Lake Houston Pkwy
Humble
TX, 77346
Direct: 281-639-5878
Office: 281-812-9400
Email: DaynaSimon@NUMBER1EXPERT.com

Dayna Simon is a top producer for RE/MAX Associates Northeast in Kingwood. She is a native of Louisiana, to which she attributes her southern friendliness. Prior to Real Estate, Dayna was an emergency room nurse. She is compassionate, attentive to detail, and able to help her clients with SMOOTH moves. Her passion as a Realtor is not just to sell a home but to create raving fans and customers for life! She is a mother of three, and if not selling Real Estate you will probably find Dayna at some area sporting event such as football, basketball, baseball, or Lacrosse. Call Dayna if you are moving in the Kingwood, Atascocita, Northeast Houston area.


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